Earthquakes appear to be making frequent headlines around the world. Earthquakes are not like severe weather that can be tracked and anticipated. You can't switch on the TV or go to a website or devoted cable network for information on where the next earthquake will strike, much less have information on the level of damage it will cause.

So, what CAN you do? Well, if you happen to live in a part of the U.S. which is prone to earthquakes, making your home or business as safe as possible is extremely important. You may want to investigate whether your home or business has been built in a manner that offers protection for earth movement. Does your home have reinforced foundations; does it contain features such as properly strapped pipes and properly braced walls? Is there any existing damage to walls, supports and flooring that could make your home even more vulnerable to additional damage? If so, repairs should be made. It may be necessary to get expert help from an engineer to assess your situation and to suggest needed changes.

Some simpler preparations can be made. Look around your home or business. What dangers exist? Consider addressing heavy items that may easily tip over or fall during an earthquake. If they can fall, they can fall on you or a loved one. Consider properly anchoring and reinforcing how such items are attached. Avoid merely placing heavy TVs on fragile furniture; consider attaching to walls with proper mounting. If a quake does occur, get to the floor or ground, avoid areas with furniture or appliances that may tip over, try to get under sturdy, heavy furniture or objects that can shield you....and hold on!

Consider creating a disaster plan that includes having emergency supplies, evacuation plans, contacting loved ones, and coordinating a way to gather together to deal with recovering from a quake. An immediate issue is to check your surroundings for dangers such as downed electrical wires, damaged gas lines, weakened floors and walls that may collapse. Besides getting away from such dangers, you can help yourself and others by alerting emergency personnel so these hazards can be handled.

Earthquakes are unpredictable and incredibly dangerous. But any safety steps and procedures that you're able to perform are important, even life-saving! Part of your plans should also include earthquake insurance, so any catastrophe does not include lack of the ability to repair, rebuild or replace what you've lost.