Business owners have a lot at stake when determining whether persons connected with their ventures are employees or independent contractors. The largest issue with making this determination involves taxes and insurance.

The features of an umbrella policy can vary widely, and determining the functionality of the policy can assist you in considering what policy is best for your business.

In this part begin sharing examples and ways to improve dangerous situations.

Did you know there are different commercial umbrella policy types? This blog explores the different types of commercial policy types. Call and speak to a Trusted INSURENEX team member to discuss what commercial umbrella policy best fits your business needs.

Insurance considerations for businesses can be many and overwhelming, and even with the best coverage in place, there can still be limits. That’s where a commercial umbrella policy comes in.

Umbrella Insurance: What is it? How does it work? What should I know as a consumer to protect my business and personal interests? Here are 5 common questions about Umbrella Insurance.

What are the details of umbrella insurance and what does it cover?

Increasingly, professionals and certain occupations need special insurance protection as they are targeted by lawsuits. This is due to the high standard of accountability under which they operate.

If you examine the insurance policy covering your business, you'll see an insurance limit. For instance:

Business transactions frequently require the valuable protection provided by insurance. A Certificate of Insurance is a document that is often requested as proof that adequate insurance exists. A certificate is not the same as a policy and certificates do not affect the coverage provided by a particular insurance policy. Therefore, requests to "endorse the certificate of insurance" are inappropriate and misleading. A certificate is a separate document that is used to comply with a common contract requirement to verify certain types and amounts of insurance.